Scenario planning for real life
Compare financial paths.
Update the model when life changes.
Save two futures side by side: rent vs buy, pay off debt vs invest, or retire at 55 vs 65. When life changes, update the assumptions. Budget and net worth tracking are included.
Built for Canada and the United States. Choose your country in settings to get the right accounts, tax rules, and housing tools.
Scenario comparison
Path A
Buy a condo
Path B
Keep renting
Net worth over 10 years for both paths
How it works
Track your money and compare what-if paths in one place.
Your financial model, saved and alive
You model rent vs buy once in a spreadsheet. Six months later the rates changed and the file is outdated or gone. Fidex saves scenarios so you can update one assumption and re-run the comparison without starting over.
- Side-by-side comparison of multiple scenarios
- Retirement, mortgage, and debt payoff types
- Clone and tweak without losing the original
- Saved comparisons you can reopen any time
Example: rent vs buy
Change an input and the results refresh instantly
Budget and net worth on the same ledger
Tracking and planning live in the same place, so your budget data feeds the models instead of living in a separate app you copy numbers from.
- Category budgets with monthly caps and optional rollover
- Double-entry ledger with CSV import or bank linking
- Net worth tracking for assets, liabilities, and history
- Goals, bills calendar, and subscription tracker
Local accounts and tax rules built in
Retirement, tax, and housing tools match your country. Choose Canada or the United States in your profile and the right fields show up automatically.
- Canadian registered accounts, provincial tax, and housing costs
- US retirement accounts, state tax, and mortgage rules
- Debt payoff planner (snowball and avalanche)
- Financial health score and portfolio tracking
Retirement snapshot by region
Canada
United States
Who it's for
Compare paths and track your money in one place.
Good fit
- Comparing housing, debt, or retirement paths
- Canadians who want RRSP, TFSA, and provincial tax built in
- Americans who want 401(k), IRA, and state + federal tax built in
- Long-term decisions, not day-to-day cash timing
Less suited if you need
- Day-to-day cash timing (will this payment clear?)
- Envelope or zero-based budgeting
- Hands-off bank sync with no review
- A native mobile app (web only for now)
- Full local tax and housing tools outside Canada or the US